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General Information
Job ID 106849 Company UniCredit Bank Romania Country Romania City București Job Type Professional Functional area Finance Working time model Full-time Type of contract Full-time ContractBalance Sheet Management
What you'll be doing
We are looking for a motivated professional to support the Bank's pricing, profitability, and capital optimization activities. In this role, you will work with Funds Transfer Pricing (FTP), Intra-Group Transfer Rates (ITR), and Risk-Adjusted Pricing (RAS), ensuring consistent and effective business steering.
You will collaborate with Finance, Treasury, Risk, and Business teams, providing analyses, simulations, and pricing recommendations that help improve profitability and risk-adjusted returns. The role also offers opportunities to contribute to strategic initiatives, and the enhancement of pricing tools and methodologies.
If you are passionate about banking, analytics, and value creation, we encourage you to apply.
More in details, you will:
▪ Manage and further develop the Funds Transfer Pricing (FTP), Intra-group Transfer Rates (ITR) and Risk Adjusted Pricing (RAS) frameworks, ensuring alignment with Group standards and local business needs;
▪ Provide internal pricing for commercial and intra-group transactions, supporting balance sheet management, profitability steering and business decision-making;
▪ Partner with business lines in transaction structuring, product pricing and new product initiatives, helping identify sustainable and profitable growth opportunities;
▪ Analyze profitability, capital consumption and risk-adjusted performance indicators, identifying opportunities to improve portfolio returns and enhance value creation;
▪ Contribute to the optimization of risk-weighted assets (RWA) and support initiatives aimed at improving capital efficiency and risk-adjusted profitability;
▪ Perform pricing analyses, simulations and scenario assessments to support business strategies, balance sheet management and Net Interest Income performance;
▪ Develop insightful reports, presentations and recommendations for management, supporting both strategic and regulatory requirements;
▪ Maintain and enhance pricing tools and systems, collaborating with Finance, Risk, Treasury, IT and other stakeholders to ensure accurate implementation of methodologies;
▪ Support financial planning processes and business case development by providing relevant pricing, profitability and capital-related insights;
▪ Work with large data sets and analytical tools to generate actionable insights and support data-driven decision making.
What you'll need to succeed
Minimum eligibility criteria:
- Bachelor or Master degree in Mathematics, Econometrics, Finance, Economics or similar
- CFA/ACI/FRM/ACCA or similar professional certifications is preferred
- Experience in a banking or financial environment; specific banking experience with ALM, Interest Rate & Liquidity Risk Management, Financial Planning is preferred
- Good understanding of financial markets and products
- Advanced verbal and written communication skills in English
- Solid knowledge of MS Office (Excel, Power Point, Word); good knowledge of BI tools, SQL, VBA, SAS Enterprise, Bloomberg, Reuters, Murex, AS400 is a plus
Other required competencies:
- Strong analytical skills, ability to create, challenge and improve ALM related analyses and techniques
- Pro-active attitude, willingness to learn new things and drive to continuously work for improvement of the activity and self development
- High sense of intellectual curiosity
About UniCredit Group
UniCredit is a pan-European leading commercial bank providing best-in-class solutions and services across Italy, Germany, Austria, and Central and Eastern Europe. Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unleashing the potential of our people and our clients across Europe. We serve over 20 million clients, supported by three Group product factories — Corporate, Individual and Payment Solutions — that ensure best-in-class expertise and scalable solutions across all markets. Our integrated model combines local proximity, deep client understanding and Group-wide capabilities, enabling seamless service and outstanding client experience. Digitalisation, operational excellence and a strong commitment to ESG principles underpin our journey, helping us deliver sustainable long-term value for clients, communities, employees and shareholders. Our shared Culture unites our people across all countries, empowering teamwork, driven execution and ambition through Ownership, Integrity and Caring. Apply Apply Go Back Share this job: Share- X