T&T -Customer - Customer Strategy & Design- Senior Consultant- Cards and Payments- PM/BA
• Job requisition ID : 113280
• Location: Bengaluru
• Entity: Deloitte Touche Tohmatsu India LLP
The Team
Customer is about much more than just the numbers. It’s about attesting to accomplishments and challenges and helping to assure strong foundations for future aspirations. Deloitte exemplifies the what, how, and why of change so you’re always ready to act ahead. Learn more about Customer
Your work profile
Payments & Cards - Deloitte is actively hiring Business Analyst experienced in the Banking domain and Digital Transformation initiatives, specifically in Payments (Domestic / International Payment Schemes, end-to-end Payment’s lifecycle experience, corporate payments).
- Overall, needs to exhibit excellent knowledge of end-to-end lifecycle of payments – initiation, processing, clearing and settlement.
- Excellent knowledge on Credit/Debit cards.
- Knowledge of International and Domestic Payments / SchemesKnowledge of Cross border payment schemes like SEPA / Target 2 / CHAPS / SWIFT messages (MT, pain., pacs. series) is an added advantage
- ISO20022 migration experience is an added advantage
- Working knowledge of various SWIFT messages associated to the settlements / corporate actions flows used by banks in various markets.In-depth understanding of Clearing, Settlements & Corporate Actions processing and associated systems and flow
ISO20022 PM - Lead the end-to-end delivery of a large-scale ISO 20022 transformation program across complex financial systems.
- Drive planning, execution, and implementation of ISO 20022 standards in alignment with regulatory timelines and business objectives.
- Collaborate with cross-functional teams including business, technology, operations, and external vendors to ensure seamless integration.
- Provide strategic direction, governance, and oversight to ensure on-time and quality delivery of program milestones.
- Leverage prior experience in delivering complex payment modernization initiatives and managing large-scale transformation programs.
Payments BA- Gather, analyze, and document business requirements related to cross-border payment processing and regulatory compliance.
- Work closely with business stakeholders, technology teams, and payment networks (e.g., SWIFT, ISO 20022) to define and validate solutions.
- Translate complex payment flows and settlement processes into clear functional specifications and user stories.
- Support end-to-end project lifecycle, including requirements traceability, testing support, and defect resolution.Bring strong domain knowledge of cross-border payments, FX, compliance (e.g., AML, sanctions screening), and industry standards (e.g., SWIFT gpi, ISO 20022).
Key skills required
- 12-18Yrs (8+ years as Relevant)
- FX Order Placement & Execution
- Spot FX Transactions: Instantly convert currencies at prevailing market rates. Customers can transfer funds between their own accounts in different currencies or make international payments.
- Forward Contracts: Lock in an exchange rate for a future date, helping customers manage currency risk for upcoming transactions.
- FX Limit Orders: Set target exchange rates; the app automatically executes the conversion when the market hits the specified rate.
- FX Rate Alerts & Market Insights
- Rate Notifications: Set up alerts for preferred exchange rates, so customers are notified when their target rate is reached.
- Market News & Analysis: Access curated FX market insights, trends, and forecasts directly within the app.
- B.Tech/ BE/ MBA/ MCA
- PAN India
- Working from the office at least 3 days a week is mandatory, with a hybrid model tailored to each domain’s specific needs