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Associate Director, Mobile Capabilities
senior · Retail & Commercial Banking
Job Description Apply now Requisition Number: 59688 Job Location: Kwun Tong, HKG Global Grade: Band 6 Work Type: Office Working Employment Type: Permanent Posting Start Date: 06/08/2026 Posting End Date: 30/08/2026 Job Description:Job Summary
We are seeking a high calibre Associate Director, Mobile Capabilities to drive the development and commercialization of our revamped Mobile capabilities within the Wealth & Retail Banking business segment, with a primary focus on spread-heading the conversational AI transformation on the SC Mobile App alongside securing the necessary regulatory and governance approval.
This role will be responsible for building and scaling a secure, compliant, and commercially viable conversational AI experience across various sections of SC Mobile App. The ideal candidate brings deep expertise in GenAI application in Mobile Banking, conversational banking & chatbot experience, with a strong track record of execution, and the ability to navigate regulatory, risk, and operational complexity in a highly regulated banking environment.
Key Responsibilities
Conversational Banking Product Development
• Facilitate and drive the Bank’s agenda in deploying cutting edge mobile banking experience assisted with generative AI or conversational banking capabilities.
• Lead the end-to-end launch of various Mobile Banking capabilities for retail customers.
• Collaborate with payments, deposits, FX, and cross-border teams to integrate stablecoin capabilities into existing platforms.
• We expect the candidate possessing at least 8-10 years of experience from large-scale financial institutions or international banks with hands-on experience in mobile banking development, conversational AI or cutting edge chatbot experience.
Regulatory & Risk Management
• Ensure full compliance with HKMA and other applicable regulatory requirements related to TME1, technology risk and Generative AI Sandbox initiatives.
• Work closely with Compliance, Legal, Risk, and AML teams to establish robust governance frameworks.
• Develop policies covering custody, transaction monitoring, market risk, operational risk, and cyber security in digital asset operations.
Leadership & Stakeholder Management
• With track record as a strong individual contributor whilst demonstrating leadership potential to drive cross-functional team collaboration.
• Drive cross-functional alignment across Technology, Operations, Risk, Compliance, Treasury, and Retail Product teams.
• Present business cases and strategic updates to senior management and executive committees.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
• Group WRB Digital
• HK WRB Digital
• HK WRB Respective Product & Segment teams
• Group & HK respective 2LOD – compliance, operational risk, etc.
Other Responsibilities
• Embed Here for good and Group’s brand and values in SCB Hong Kong and WRB; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Skills and Experience
• Project Management
• Business Requirement Management
• Blockchain and Web3 product development & Management
• Broad-based retail banking & wealth solution product knowledge
• Customer experience / journey design
Qualifications
• Education: Bachelor’s Degree or Above
• Languages: English, Cantonese, Mandarin
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.