Senior Vice President, Commercial Loans and Capital Management, Citi Commercial Bank

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Senior Vice President, Commercial Loans and Capital Management, Citi Commercial Bank

senior · Retail & Commercial Banking

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Senior Vice President, Commercial Loans and Capital Management, Citi Commercial Bank

Citi is seeking a Senior Vice President, Commercial Loans and Capital Management, to lead commercial loan product and capital management oversight within the Citi Commercial Bank (CCB), a global business serving mid-sized companies across 43 market and 95 countries. In this senior role, you will sit at the intersection of capital management, client strategy, and commercial lending, partnering with global coverage teams, finance, risk, and underwriting to ensure capital is deployed effectively to drive strong revenues and returns. This is a high-visibility opportunity that offers direct exposure to senior leadership and meaningful influence over the strategic direction of Citi’s commercial banking platform.

Key Responsibilities:

• Lead commercial lending submissions to senior internal forums covering balance sheet, capital, and risk reviews, ensuring that positions are accurately represented and strategically sound
• Serve as an agile advisory partner with an ability to shift from a top-down portfolio focus to a bottoms-up client viewpoint
• Produce executive-level presentations and technical reports for CCB and Banking senior management translating complex data into clear, actionable insights
• Monitor liquidity management and limits management targets and positions
• Design and implement digital tools and structured processes that embed capital and loan product management disciplines into daily commercial banking operations
• Track regulatory capital developments and assess their potential impact on CCB’s lending strategy and client base, ensuring the business remains proactively well positioned within the evolving capital landscape
• Analyze client and loan profitability across the commercial portfolio, assessing revenue generation, cost structure, funding, liquidity, cost of credit, tax implications, capital and risk-adjusted returns
• Create educational materials and frameworks for commercial bankers on client returns, capital management, and lending products concepts, raising analytical capability across the business
• Assist with the capital approval process for the Commercial Bank, evaluating new loan and capital commitments on a risk-adjusted returns basis to ensure disciplined decision-making
• Monitor loan product performance and client profitability against defined targets, identifying opportunities to improve efficiency, controls, and the lending experience
• Operate in a complex environment with rapid currents of change
• Support a strong risk and control environment across Citi

Knowledge and Experience:

• 10 or more years of experience in banking, loan or product management, or a closely related financial services discipline
• Demonstrated ability to lead cross-functional teams toward high-value business outcomes, influencing stakeholders across coverage, finance, risk, strategy and technology functions
• Broad functional experience spanning areas such as banking relationship management, credit, finance, analytics, or commercial lending operations
• Proven track record of using data analytics and management information to drive business performance and support strategic decision-making
• Ability to work independently and manage competing priorities with precision and composure in a fast-paced, time-sensitive environment
• Exceptional interpersonal and communications skills, with the ability to build consensus, influence senior stakeholders, and present complex ideas concisely
• Bachelor’s degree or equivalent university qualification

Beneficial Skills & Qualifications:

• Familiarity with current bank capital frameworks, including tangible common equity and Basel risk-weighted asset methodologies
• Working knowledge of commercial lending practices and risk policies relevant to a global commercial banking environment
• High individual productivity, excellent attention to detail, and an efficient approach to project management
• Quantitative mindset, inquisitive, and collaborative approach
• High level of personal integrity and interest in building the business
• Master’s degree in a relevant field such as finance, business, or economics

What We Offer

Joining Citi means becoming part of a global institution with over 200 years of experience and a network that spans 95 countries. The CCB team operates at the forefront of commercial banking, and this role offers the strategic scale, cross-functional collaboration, and senior exposure that only a truly global platform can provide.

• Direct influence on capital strategy and client outcomes across a global commercial banking business operating in 43 markets
• High-visibility engagement with senior leadership and exposure to enterprise-level strategic decision-making
• A hybrid working model with 3 days in the office and 2 days working remotely, supporting professional effectiveness and work-life balance
• Access to learning and development resources that support continuous growth in capital management, financial analysis, and commercial banking expertise
• A performance-driven environment that values analytical rigor, collaborative problem-solving, and measurable client impact

Apply now to take ownership of a high-impact commercial lending mandate at one of the world’s most expansive banking networks and shape the capital strategy that drives global client growth.

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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